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Terms of Service

Effective Date: February 15, 2026

Last Updated: February 15, 2026

Owned and Operated by: [Your Business Name]

1. Acceptance of Terms

By accessing or using Raise Your Fountain of Life Share Circle Community (the "Platform"), including any website, mobile application, community features, tools, AI systems, educational materials, or services provided by Living Out Loud Ain't OverYet ("Company," "we," "us," or "our"), you agree to be legally bound by these Terms of Service ("Terms").

If you do not agree, you must not use the Platform.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement.

We reserve the right to refuse or terminate access at our sole discretion.

3. Account Responsibility

You are responsible for:

  • Maintaining confidentiality of login credentials

  • All activity under your account

  • Providing accurate information

We are not responsible for unauthorized account access resulting from your failure to secure credentials.

4. Membership Plans & Billing

The Platform may offer:

  • Free access tiers

  • Paid monthly subscriptions

  • Annual memberships

  • Lifetime or promotional access

Automatic Renewal

Paid subscriptions renew automatically unless canceled 1 week prior to renewal. To cancel a renewal, please email livingoutloudaintoveryet@gmail.com

Digital Product No-Refund Policy

Unless explicitly stated otherwise in writing, all digital products, memberships, subscriptions, and software access fees are non-refundable.

  • No partial refunds are provided for unused time.

  • Failure to use the Platform does not constitute grounds for refund.

5. No Income or Results Guarantee

We provide educational materials, tools, AI systems, networking opportunities, and community support.

We make no guarantees regarding:

  • Revenue

  • Business growth

  • Lead generation

  • Sales results

  • Financial outcomes

  • Professional success

Any examples of earnings or success are illustrative only and not guarantees of performance. You are solely responsible for your decisions, actions, and results.

6. Community Conduct

You agree not to:

  • Post unlawful, defamatory, obscene, abusive, or misleading content

  • Harass or threaten members

  • Engage in spam, scraping, or data harvesting

  • Upload malware or harmful software

  • Misrepresent products, services, or credentials

We reserve the right to remove content and terminate accounts without notice.

7. User-Generated Content

You retain ownership of content you post.

By posting, you grant us a non-exclusive, worldwide, royalty-free license to host, display, distribute, promote, and archive your content within the Platform.

You represent that you own or have rights to post all submitted content.

8. Intellectual Property

All Platform materials — including branding, software, AI systems, educational materials, design, and proprietary tools — are owned by Living Out Loud Ain't OverYet or licensed to us.

You may not reproduce, resell, reverse engineer, distribute, or modify without written consent.

9. Third-Party Services & Experts

The Platform may feature third-party experts, partners, or members promoting services.

  • We do not endorse specific outcomes.

  • We are not responsible for third-party agreements.

  • We are not liable for disputes between members.

All transactions are independent agreements.

10. DMCA Copyright Policy

If you believe content on the Platform infringes your copyright, submit a written DMCA notice including:

  • Your contact information

  • Description of the copyrighted work

  • URL of infringing material

  • Statement of good faith belief

  • Statement under penalty of perjury

  • Your signature

Send notices to: support@actionera.com

11. Termination

We may suspend or terminate accounts for:

  • Violations of these Terms

  • Non-payment

  • Fraudulent or harmful conduct

No refunds will be issued upon termination for violations.

12. Limitation of Liability

To the fullest extent permitted by law, Living Out Loud Ain't OverYet shall not be liable for indirect or consequential damages, lost profits, business interruption, data loss, or platform downtime.

Use of the Platform is at your own risk.

13. Indemnification

You agree to indemnify and hold harmless Living Out Loud Ain't OverYet from claims arising from your content, conduct, business activities, or violations of these Terms.

14. Mandatory Arbitration Agreement

Any dispute arising out of or relating to these Terms or the Platform shall be resolved exclusively through binding arbitration conducted under the rules of the American Arbitration Association.

Arbitration shall occur in the State of Oregon.

Each party shall bear its own costs unless otherwise awarded by the arbitrator.

You waive your right to a trial by jury.

15. Class Action Waiver

You agree that any dispute shall be brought solely in your individual capacity.

You waive the right to:

  • Participate in a class action

  • Serve as a class representative

  • Join consolidated claims

16. Governing Law

These Terms are governed by the laws of the State of Oregon, United States.

17. Modifications

We may update these Terms at any time. Continued use of the Platform constitutes acceptance of updated Terms.

18. Contact

Living Out Loud Ain't OverYet

https://LivingOutLoudAintOverYet.com

judy@livingoutloudaintoveryet.com